No tornado-destroyed house for me. It's soggy, but still sturdy. K called about getting house insurance last night and the guy will be out this week to look to see what we should pay. We'll now have a new wonderful payment to make that we'll probably never get anything out of.
Somehow it seems smarter to just skip the insurance and simplify to the point that if we did lose everything we wouldn't be financially ruined. Good luck with that, right?